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Woh kehte hain na, life mein NO RISK matlab NO GAIN (If you risk nothing in life, you gain nothing). Let me tell you a story emphasizing this very fact.
Once someone asked a farmer if he had planted wheat for the season. The farmer replied,"No, I was afraid it wouldn't rain." The man asked,"Did you plant corn?" The farmer said,"No I was afraid that insects would eat the corn." Then the man asked,"What did you plant?" The farmer said,"Nothing, I played it safe."
Well I think the farmer was just too intelligent to use such a nice idea. What do you say? yeah!!!!!.......